**Occasional pleasure use does not mean use for daily driving to and from work or school, routine shopping, etc. "A Comprehensive Look at Classic Cars" . Van Burden Insurance . 2 June 2011 . In most states, we can't offer coverage to drivers with a serious infraction within the last three years. Serious infractions include:. All household driving records are subject to underwriter review classic car insurance qualification.Post–Second World War "classic cars" are not precisely defined and the term is often applied to any older vehicle using own car for work insurance. and this includes the " Brass Era car " that are defined by the Horseless Carriage Club of America (HCCA) as "any pioneer gas, steam and electric motor vehicle built or manufactured prior to January 1, 1916." 1. Need to pay a bill, make a change, or just get some information? the GEICO Partner your home insurance policy is with to find policy service options and contact information.